Carrington Group

Powerful banking.
Simplified trading.

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Carrington Group is a fintech trading company, not an FDIC-insured bank. Banking services provided through Choice Financial Group; Member FDIC. Deposit insurance covers the failure of an insured bank.

Checking and savings accounts are provided through our bank partners Choice Financial Group; Member FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here .

IO’s qualifying balance minimum is one of the lowest among known major players in the business charge card space that determine eligibility by cash balance, as of May 2025.

The IO Card is issued by J.P. Morgan, Member FDIC, pursuant to a license from Mastercard®. Cashback is automatically credited to your linked checking account when your monthly repayment is processed. If you make an early payment (full or partial), you’ll receive cashback proportional to the amount paid. Your Carrington Group accounts must be open and in good standing to receive cashback. Cashback rewards may be forfeited if your account is closed or pending closure based on a violation of any applicable terms. Carrington Group may modify or terminate the cashback program at any time, and any promotional offers or other changes will be communicated by email or on our website. If you have questions about your cashback, please contact Carrington Group at info.group Carrington Group. Treasury, by Carrington Group Advisory, LLC, an SEC-registered investment adviser, seeks to earn net returns up to 4.06% annually on your idle cash. Net yield numbers as of 10/13/2025, and assumes total Carrington Group deposits of $20M+.

Treasury accounts are advised by Carrington Group Advisory LLC, an SEC-registered investment adviser (“Carrington Group Advisory”), and are custodied by Apex Clearing Corporation , a registered broker dealer and member FINRA / SIPC. Treasury accounts are not FDIC insured. For additional information about advisory services provided by Carrington Group Advisory, please refer to its ADV Wrap Fee Brochure .

The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

Furthermore, the information set forth has been obtained from sources that the Firm believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Carrington Group Treasury and to provide general background information on such algorithmic investment program.

This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results. Carrington Group. Treasury is insured by the FDIC. Carrington Group. Treasury are deposits or other obligations of Choice Financial Group and guaranteed by Choice Financial Group. Carrington Group’s Venture Debt and Working Capital loans are originated from Carrington Group Lending, LLC ( MSB: 31000316539824) and serviced by Carrington Group Servicing, LLC ( MSB: 31000316539824). Carrington Group Lending and Carrington Group Servicing are wholly-owned, separately managed subsidiaries of Carrington Group Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in New York.